A Malaysian woman checking her finances on WhatsApp at her kitchen table

Your personal money assistant, on WhatsApp.

MoneyMama nags you (with love) so you save more, spend smarter, and feel safe and confident with your money.

Chat with MoneyMamaSee how it works
★★★★★ Loved by Malaysians figuring out money.
How it works

See it in action

MoneyMama
MoneyMama
online
lunch RM15
✅ Marked Lunch, RM15.00, Food

💚 Food (weekly)
[■■□□□□□□□□] 15%
RM185 left of RM200
coffee 8.50
✅ Marked Coffee, RM8.50, Food
[■■■□□□□□□□] 23%
RM176.50 left of RM200

💡 Still on track today 👍
01

Say hi

A quick sign-up, then Mama says hi on WhatsApp.

02

Snap or type

Snap a receipt or just type — Mama sorts it instantly.

03

Know your money

See where your money goes and what to do next.

Ask Mama anything

Anything money-related: “Can I afford this?”, “Where did my salary go?”, “Is this a scam?” Mama answers in seconds, in plain language, without ever making you feel small.

MoneyMama
MoneyMama
online
how do i save my first RM100k?
Wah, solid goal 👏 RM100k is doable with a plan.
Automate around RM1,000/month into a separate account, then bump it up with every raise. That’s about 8 years, and faster if you invest along the way.
where got extra RM1k 😅
That’s where I come in 😊 Share your spending and I’ll show you exactly where to free it up.

One chat, all your money

Tap a card to watch Mama in action.

Free calculators

Pick a question, get your number

No sign-up, no spreadsheets. Mama does the maths.

Retirement

Will you have enough to retire?

First Million

How fast can you save your first million?

Get out of debt

New

When will you actually be debt-free?

“

I always felt blur about where my money went. Now Mama just tells me, no shame. I've saved RM3,200 in four months.

YS
YS
Petaling Jaya
“

I run every suspicious number through /semak before I pay anyone now. It caught a fake parcel scam targeting my mum.

Soo Kee
Soo Kee
Shah Alam
“

Tracking spending used to feel like homework. With Mama it's just texting, and I finally stopped overspending on food delivery.

Li Xin
Li Xin
Penang
“

The bill reminders alone are worth it. No more late fees on my credit card.

Vinod
Vinod
Kuala Lumpur

Questions, answered

What is MoneyMama?
MoneyMama is your AI-powered WhatsApp financial coach: a fast, simple way for Malaysians to get clear answers about money. It helps you make better decisions on spending, saving, insurance, investments, and day-to-day financial habits without the jargon or judgment.
What can MoneyMama actually do?

Mama helps you take control of your financial life through practical, everyday tools:

  • Record your expenses and income
  • Scan and save your receipts for work or personal records
  • Set budget caps for your spending
  • Analyse your spending patterns
  • Remind you about bills, deadlines, and tax dates
  • Answer your basic savings and investment questions
  • Check for scam numbers and bank accounts

Perhaps, one day you can buy financial products through Mama minus the agent commissions (and hence cheaper!).

How can MoneyMama help me with my finances?

Studies show that people who track their expenses save 20% more, not because they earn more, but because they finally see where their money is going. Mama makes that effortless by letting you track spending as naturally as chatting with a friend.

Banks love making late fees and charges from consumers. Mama helps you avoid late fees and penalties by reminding you about bills, deadlines, and tax dates. In short, MoneyMama keeps you aware, organised, and one step ahead, without needing complicated apps or spreadsheets.

MoneyMama has much more to offer. Start chatting with Mama and get your finances in order!

Do I have to pay to use MoneyMama?
No, it's free and we aspire to make it perpetually free. So how do we make our money to be sustainable? We hope one day you will use Mama to help you buy something.
Is my data safe and secure?
Your data is kept private and safe. We follow Malaysia's data protection laws, use encryption, limit who can access your information, and monitor our systems to prevent misuse. We don't sell your data, and we only use it to help you get better financial guidance. You can also ask us to delete your data anytime.
Who is behind MoneyMama?
MoneyMama is built by the same team behind Mr Money TV, The FAQ Show, and The Coffee Break, people who've spent years breaking down personal finance for Malaysians. We're now turning that experience into a personalised, always-on financial helper you can access right from your pocket. Our goal is simple: make good financial guidance easy, practical, and available to every Malaysian.
Can I use MoneyMama even if I'm not Malaysian?
Yes, you can. Mama works globally. You can change the currency to whatever you prefer, though we'll set a default based on your phone number's country code.
Is MoneyMama licensed by the authorities?
Mama isn't licensed yet, and it doesn't need to be for the features we currently offer, since they don't involve any regulated financial activities. As we grow, we're working toward the appropriate licences with regulators like the Securities Commission and Bank Negara Malaysia to support more advanced features in the future.
What languages can MoneyMama speak?
Mama is multilingual, so speak to Mama in any language!

Mama is one message away

Free to start. No app to download. Just better money, one chat at a time.

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